At Davidson Associates (Financial Services) we are focused on Protecting our clients whether this be:
Protection products can be extremely complex analysing the enormous diversity of products is time consuming and costly therefore we pride ourselves on providing a service which will be tailored to suit your personal circumstances which is a vital part of the process, we will research the appropriate product to match your needs and available budget.
Some examples of the products available are:
Life Insurance, Critical Illness, Income Protection, Redundancy, Relevant Life Plan, Key Man Insurance, Shareholder Protection, Private Health Care.
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income.
For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk
In our opinion no one should be without Life Insurance, we have access to affordable products, giving you peace of mind in case the unexpected should happen and that your family can maintain their existing lifestyle eg. Afford the household bills.
This product can provide a tax free income or lump sum depending on your individual plan.
One of the popular motives for the product is to protect a mortgage whereby the amount of protection is linked specifically to the client's outstanding balance of the loan, creating a safety net.
There are many different types of life products available depending on your needs and demands, which can provide cover to protect your family, should you have children or not.
To establish the level of cover to consider please use the life cover calculator.
A great product which can keep you and your family financially secure, if you suffer and unexpected injury or illness preventing you from working for a long period of time this product will give you peace of mind knowing that the bills are taken care of.
This type of protection is available for "high risk" occupations eg. offshore oil rig workers and fishermen.
In the unfortunate event of a serious illness such as a cancer or heart attack this product will protect you by providing financial security for you and your family. Your policy can even protect your children.
This product can provide a tax free lump sum on diagnoses of a wide range of defined critical illness which can assist with financing requirements that can arise, e.g. private care and attention at home, refurbishment of your home, a recuperation holiday, etc.
Please Contact us if you are worried about any of the above or would like more information & advice on which product may be right for you!